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We offer a variety of loans. Use our Secure Loan Application and Secure Document Upload Portal to apply for a loan. Click here to get started!

About Us

We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.


Here at Tru Rate Mortgage, we have the right loan program for you. Whether you are looking for Purchase, Refinance, or Specialized Loans, we can do it!

What Our Customers Say About Us

We care what our customers think of us and so should you. We are partners in your business and your success is ours.

Thank you Brandon for your hard work

Gustavo Cuellar



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Thank you for the professional support in keeping me informed on the entire process of my loan and home purchase. Thank you so much! It was stress but yall kept the process as smooth as it can be.

Marguerite Laney

From start to finish, Brandon made everything simple and seamless. He went out of his way to help me and I appreciate everything! Thank you!!!

Deanna Malara

Amazing experience from the entire team. Working with Mr. Brandon List and his Team was a really smooth process. They were able to answer all my questions throughout the process of buying a home.

Martin Chapa

Brandon List has been a patient person, understanding, and we are thankful that he continues to stay in touch with us even after closing date.

Jemima Malacara

I’m so happy we used Brandon List! I can’t say enough about how great he’s made our experience. He’s so helpful and knowledgeable and is willing to give his ideas to help us out anyway he can. I’ve already given my military buddies his number.

Austin Luby

Mr. Brandon List made the whole process smooth and simple. He offered different financial mortgage options for me to select. Once I selected the one that met my needs, Brandon always kept me up to day with the process. He was always available to answer any questions and offered financial suggests that would benefit my needs. Overall, Brandon List went over and beyond to help me.

Juan Najera Jr

Brandon and Mazzy with the Mortgage team were terrific. They were able to get me an interest rate that was competitive and were helpful the entire journey. The title company could have been better. I had to hand write in information at closing which was very unusual for me. Every other mortgage loan I have signed for had all documents completely filled in and all my responsibility was signing my name 400 times.Lastly, the title company was given wiring instructions for a required vehicle loan payoff and they did not wire the money directly. They sent me a paper check that I now have to send to the loan company to close out. I get how everything occurred but there was sufficient time to complete the wiring and could have all been completed seamlessly. This is the only pain point I had through the whole process.

Joseph Perry

Lochbuie, CO, CO

Everything went very well and smoothly.

Kelly M

El Paso, TX, TX

Excellent service!! Definitely would recommend ⭐️⭐️⭐️⭐️⭐️

Selena Canela

Laredo, TX

It was awesome working with y’all on the purchase of our new home. Solid work ethic and great personalities!

Jonathan Thornton

Brandon List, along with his entire team, were by far the best and most helpful people throughout the home buying process. Brandon was there at a moments notice to answer any questions I had and he also gave us the best interest rate for our mortgage. Brandon and his team were amazing and I highly recommend them to anyone who is looking to buy a home. Thank you for everything! Best regards, Parrish

Parrish Bridges

Thank you for all the work you have done for us and all the assistance you provided!

Alejandro Izquierdo

El Paso, TX

I would like to thank Brandon and his whole team for making the purchase of my home come true. You’re a great team!!

Jorge Martinez

Laredo, TX

Thank you for all the help, everyone in the team was awesome and knowledgeable

Arnoldo Pineda

Laredo, TX

Thank You so much for putting up with me as a customer

Gilberto Elizondo

Laredo, TX

Thank you for making our home buying experience as a painless as possible!


Much appreciation to Brandon and his team. That went a lot smoother than I anticipated. Great communication from all parties…Thanks so much!

G. Gonzalez

Lochbuie, CO, CO

Thank you 🙏

Cesar Lopez

Laredo, TX

Brandon did absolutely amazing and made my home buying process possible.

Tony T

Colorado Springs, CO

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Refinance Loans

Refinancing a home mortgage can be a big decision for many homeowners. Your situation and needs change over time so why shouldn't your mortgage?

Conventional Loans

Conventional loans have better rates, terms and/or lower fees than other types of loans, ideal for borrowers with excellent credit and at least a 5% down payment.

FHA Loans

Insured by the Federal Housing Administration, FHA loans are best for first-time home buyers and those who less than perfect credit looking to qualify for a mortgage.